Conceptions Self-Pay Packages

In response to a clear and present need for better access to fertility care for families in Colorado, the state legislature passed the Colorado Building Families Act, becoming the tenth state to enact a law on fertility preservation coverage. The law requires that insurance plans under Colorado state law include fertility diagnosis, treatment, and preservation on the same terms as other medically necessary services.

The passage of this bill was a huge win for Coloradan families struggling to conceive, and individuals facing other obstacles to their goal of having a child. The new law was initially predicted to provide fertility coverage to more than a million Coloradans, although it does not apply to insurance plans under federal law, including employers who are self-insured.

IVF Self-Pay Packages

Many people require fertility assistance – men and women experiencing infertility, LGBTQ individuals, and single individuals who desire to raise children. As of 2021, about 33% of Americans have turned to fertility treatments or know someone who has. Despite this need for fertility services, the costs of fertility care are often not covered by insurance, meaning most patients pay out of pocket for their treatment.

At Conceptions, we firmly believe that money should not stand in the way of your future family. You might think your only choice for payment is credit card or cash, and while those are certainly options, they aren’t always suitable for everyone.

It could be in your best interest to evaluate loan financing options to make financing your fertility treatment less worrisome. When you take out loans from companies specifically tailored to fertility treatment, you can trust that your financing specialist will address your every concern and worry. If you’re using a third-party providers like an egg donor or surrogate, loans can give you the flexibility to incorporate all of your fees in one loan or individually.

The path to parenthood is not always easy, and our team at Conceptions understands how infertility struggles can take an emotional toll. Because fertility treatments come in different packages and there are many variables for each treatment and its necessary supplements, it’s important to talk to your specialist to determine the best pricing option for your individual goals.

Fresh Blastocyst IVF

A standard IVF procedure with egg retrieval, ICSI and unlimited IVF cycle laboratory assays and ultrasounds: $12,094

Does not include anesthesia, medication, or the embryo and frozen oocyte storage fee.

Conceptions CCS IVF

A better IVF protocol that includes PGT-A chromosomal screening and frozen embryo transfer (FET): $19,375

Does not include anesthesia, medication, or the embryo and frozen oocyte storage fee.

Freeze All IVF

A standard IVF procedure with egg retrieval, ICSI, blastocyst culture, vitrification or egg freezing, and unlimited IVF cycle laboratory assays and ultrasounds. Subsequent frozen embryo transfer: $13,654

Does not include anesthesia, medication, or the embryo and frozen oocyte storage fee.

Oocyte Freeze Cycle (Egg Freezing) Package

Includes coordination of care, ultrasounds, laboratory assays, transvaginal egg retrieval and embryologist: $7,752

Additional egg freezing cycles discounted pricing: 2nd cycle $6,000/3rd cycle $5,500/4th cycle $5,000

Does not include anesthesia, medication, or the embryo and frozen oocyte storage fee.


Oocyte to Embryo Package

Includes coordination of care, ultrasounds, laboratory assays, embryology and embryo transfer: $8,170

Does not include office hysteroscopy, trial embryo transfer, doppler, medications, embryology consult, pregnancy complication or the embryo and frozen oocyte storage fee.

Donor Egg IVF

Self-Pay Package


First-time Donor Cycle

High-quality donors that have not yet cycled: $29,516

Split Donor Cycle

Shares the cost of donor compensation and includes PGT-A chromosomal embryo screening: $23,500

Repeat Donor Cycle

High-quality donors with a proven record of successful outcomes: $30,016

Active-Duty Military

Discount Program


We have a special appreciation for men and women serving in our military. Your dedication and sacrifice are appreciated by all of us.

As a small token of our thanks, Conceptions Reproductive Associates of Colorado offers a 20% discount on all CRAC fees for active-duty service members. Ask your care team or financial counselor for more information.

Third-Party Treatment Financing Programs



Future Family

A simple way to pay for fertility treatments like IVF and egg freezing, Future Family works with Conceptions to combine all of your treatment costs into one easy monthly payment. To learn more, visit




Through our partnership with CapexMD, they are able to offer customized loan programs with highly competitive rates that include a variety of loan types, covering all of your treatment costs.




United Medical Credit

United Medical Credit has helped thousands of patients secure financing for their healthcare procedures through a wide network of healthcare-focused lenders. Visit


Untitled Design (74)

ARC Fertility

ARC Fertility to provide our patients with affordable treatment packages, financing programs and convenient pharmacy plans. ARC is the nation's largest network of fertility specialists. To learn more, call (888) 990-2727 or visit


Untitled Design (73)


With Bundl, fertility patients can easily build a bundle of treatments that best suits their needs. They put together your bundle at a discounted cost, bringing you peace of mind and giving you fertility financial freedom. To learn more, visit

Experience Success First Hand

Give Us a CallMake An Appt

Littleton, Colorado - 303-794-0045

Denver, Colorado - 303-720-7887

Lafayette, Colorado - 303-449-1084

Lone Tree, Colorado - 303-586-6598